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Privacy Policy

Last updated: February 19, 2026

This Privacy Policy describes the policies and procedures of Sean Vargas and affiliated entities (collectively, "the Company," "We," "Us," or "Our") on the collection, use, and disclosure of Your information when You use any of Our services, and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve Our services. By using any of Our websites or services, You agree to the collection and use of information in accordance with this Privacy Policy.

Covered Properties

This Privacy Policy applies to all websites, platforms, and services operated by Sean Vargas and affiliated entities, including but not limited to:

  • seanvargas.com — Personal brand, consulting, and portfolio hub
  • mylegacymanagement.com — Estate planning, retirement, and asset protection
  • lifelegacyexperts.com — Life insurance and coverage solutions
  • taxfreeestates.com — Estate and legacy structure planning
  • taxfreegrowthadvisors.com — Tax-advantaged retirement strategies
  • seanvconsulting.com — Business strategy and advisory consulting
  • sytfulminds.com — Think tank and consulting collective
  • phile.ai — AI-powered audio and file intelligence
  • philestream.com — Streaming intelligence and file processing
  • ibuildstronghomes.com — Residential construction and remodeling
  • stevebanbuilds.com — Custom building and project management

References to "the Service" or "Our Service" throughout this policy refer to any and all of the above properties.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access Our Service or parts of Our Service.
  • Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for election of directors or other managing authority.
  • Company (referred to as either "the Company," "We," "Us," or "Our" in this Agreement) refers to Sean Vargas and affiliated entities, located in California, United States.
  • Cookies are small files that are placed on Your computer, mobile device, or any other device by a website, containing the details of Your browsing history on that website among its many uses.
  • Country refers to California, United States.
  • Device means any device that can access the Service such as a computer, a cellphone, or a digital tablet.
  • Personal Data is any information that relates to an identified or identifiable individual.
  • Service refers to any website, platform, or digital property operated by the Company, as listed under Covered Properties.
  • Service Provider means any natural or legal person who processes the data on behalf of the Company, including third-party companies or individuals employed to facilitate, provide, perform services related to, or assist in analyzing how the Service is used.
  • Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
  • You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Email address
  • First name and last name
  • Phone number
  • Business or company name
  • Address, city, state, zip code
  • Usage Data

Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g., IP address), browser type, browser version, the pages of Our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers, and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers, and other diagnostic data.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service.

  • Cookies or Browser Cookies: A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of Our Service.
  • Web Beacons: Certain sections of Our Service and Our emails may contain small electronic files known as web beacons that permit the Company to count users who have visited those pages or opened an email and for other related website statistics.

We use both Session and Persistent Cookies for the following purposes:

  • Necessary / Essential Cookies — Session Cookies administered by Us to provide services, authenticate users, and prevent fraudulent use.
  • Cookies Policy / Notice Acceptance Cookies — Persistent Cookies to identify if users have accepted the use of cookies on the Website.
  • Functionality Cookies — Persistent Cookies that remember choices You make such as login details or language preference.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain Our Service, including monitoring usage.
  • To manage Your Account and registration as a user of the Service.
  • For the performance of a contract, including purchase contracts for products, items, or services.
  • To contact You by email, telephone calls, SMS, or other electronic communication regarding updates, products, or services.
  • To provide You with news, special offers, and general information about goods, services, and events similar to those You have already purchased or enquired about.
  • To manage Your requests and inquiries to Us.
  • For business transfers, including mergers, acquisitions, divestitures, restructuring, or dissolution.
  • For other purposes such as data analysis, identifying usage trends, evaluating promotional campaigns, and improving Our services, products, and Your experience.

Sharing Your Personal Information

We may share Your personal information in the following situations:

  • With Service Providers: To monitor and analyze the use of Our Service and to contact You.
  • For Business Transfers: In connection with any merger, sale of Company assets, financing, or acquisition.
  • With Affiliates: With Our affiliated entities, who are required to honor this Privacy Policy.
  • With Business Partners: To offer You certain products, services, or promotions.
  • With Other Users: When You share personal information or interact in public areas.
  • With Your Consent: For any other purpose with Your explicit consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with legal obligations, resolve disputes, and enforce our legal agreements and policies.

Usage Data is generally retained for a shorter period of time, except when used to strengthen security, improve functionality, or when We are legally obligated to retain it for longer periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. This information may be transferred to and maintained on computers located outside of Your state, province, country, or other governmental jurisdiction where data protection laws may differ.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer. The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You. You may update, amend, or delete Your information at any time by contacting Us to request access to, correct, or delete any personal information that You have provided.

Please note that We may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition, or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law Enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities.

Other Legal Requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to comply with a legal obligation, protect and defend the rights or property of the Company, prevent or investigate possible wrongdoing, protect the personal safety of users or the public, or protect against legal liability.

Security of Your Personal Data

The security of Your Personal Data is important to Us, but no method of transmission over the Internet or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third-party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Changes to This Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page. We will update the "Last updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, you can contact us:

  • By email: info@seanvargas.com
  • By phone: (858) 764-3873

© 2026 Sean Vargas & Affiliated Entities · (858) 764-3873

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